6-month mark hit in the first week of July (last week) and my scores have improved drastically since then. Last 3 baddies aged off (2 paid CO's and a really old late payment). PenFed app had my EQ9 FICO at 785 (last updated 6/15/21) - figured it was as good a time as any to go for CLI on the two cards.2. BCU (Baxter CU) Cash Rewards - CLI Request : The original Limit was $500 when I opened it back in 2016, had it for 3 years then increased to $3,500 in 2019. Requested another increase yesterday and was approved for $10,000! You can ask for a specific amount and they either approve or do a counter offer.From myfico.com EQ Score: (Nov 8rd, 2021) From myfico.com EQ Fico 8 795, Fico 9 806 | TU Fico 8 820, Fico 9 823 | (from experian) EX Fico 8 782, Fico 9 804 Oct 2021 AoOA 19 years, 6 months, AAoA 6 years, 11 months. ... Penfed CLI Approved Congrats on your CLI! Current FICO 8:I opened the PCR a year ago. After feeling good about the FNBO, I called PenFed and asked about a CLI. They had me verbally verify my address, employer, and income. She hit the love button and BAM! Congrats on your new CLI of $7,500! This doubled my original SL of $7,500 to 15K. I had 2, now 3 IN...so I've been lurking for some time here and I remember reading that Penfed uses the same HP for applications for 90 days. So I called the Penfed rep and asked to apply for a gold card. Rep used the same hard pull and told me it's conditionally approved as well pending the review of the documents for the first card I applied for.PenFed has been good to me lately with the November 12-month no interest on $500+ purchases and the $150 statement credit for adding an - 6477251 - 2 ... myFICO® Forums; Types of Credit; Credit Card Approvals; PenFed PCR CLI; Options. Subscribe to RSS Feed;Well, out of sheer boredom and even knowing it would be a HP, I asked for a CLI on my PenFed PCR tonight. Card started at $6,250, and remained there until tonight. They rounded the credit limit out to an even $10,000. So a $3,750 CLI isn't bad at all. Totally worth the HP. My goal to hit $250k in ...I was checking my balance on my Penfed Power Cash and saw the CLI button. I saw it would be a hard pull but I gave it a shot. It came back approved for $20,000. My CL went from $3500 to $20000. Happy Merry Christmas to me. ... Take the myFICO Fitness Challenge. AZE4 - 7% Utl - New Accts: 1/6, 2/12, 5/24.Last CLI was 2 months ago. Decided to try again, since my EQ score bumped up a little. Approved! Went from $10k to $20K...Im happy with this limit. Pulled EQ 715. Have been with them almost 3 yrs now, with savings, PLOC, and a PL.Hit Penfed up for a cli this morning went from $7500> $17,500. My highest limit card now, previous was $14,000 immediate hard pull. - 6515068 - 2I think Gold is either $10K or 15K max. ( I don't hold that card, and I can't totally remember) . $50K Max combined limits across 2 or 3 cards. I got their gold card offer in mail and I guess I am going to pass on that offer. However, I would want my PCR card to be at $37.5K if not then my Pathfinder card at $25K.I have 2 cards with penfed, When my PCR turned 1 year old right after i paid off a bt i requested a cli and got 2500 instant, 7500 - 10000. A while before that M SMART had posted that the optimum time to ask for a cli on a penfed card is after 1 year. I plan to ask for a cli on my gold card 7500 cl in december, the card will be 19 months old ...10-18-2021 07:43 PM PenFed CLI I just tickled the luv button on the PenFed site and they doubled the limit on my Platinum card, from $5k up to $10k A little background:I was very nervous about the hard pull but well worth it!!! Account Opened: 08/2019 Card Activity: Monthly Spotify billing :$14.99 only, PIF each statement (14 months of history) Starting CL: $1,200 CLI Approved: $17,500 (10/21/2020) Credit Card Score 8 for CLI Approval: EX 719, TR 728, EQ 721 Cre...Oct 20, 2020 · Throughout, my scores were north of 800, and my income was, well, less than 'too much', but beyond 'adequate'. 2023 Goal: save 3 months' net income. Starting FICO8: 666 (give or take a FICO) [ Last INQ 22-Oct-2022 ] EQ. 811. I applied for a CLI on the PowerCash a few days later, but was denied. ... PenFed: Gold Card - SL: $3,500; Power Cash Rewards - SL: $2,500 CL: $7,500 Bread American Express Cashback - SL: $5,000 CL: $6,500 ... All FICO ® Score products made available on myFICO.com include a FICO ...Re: Accepted Penfed Credit Card CLI Pre-Approval!!! I logged into the account online. They updated the status of the pre-approved application. Now it said "TRANSFERRED". I think they approved it. I don't know they approved the full amount or not. Ron. Message 25 of 32. 0 Kudos.Jun 15, 2023 · I have 2 cards with penfed, When my PCR turned 1 year old right after i paid off a bt i requested a cli and got 2500 instant, 7500 - 10000. A while before that M SMART had posted that the optimum time to ask for a cli on a penfed card is after 1 year. I plan to ask for a cli on my gold card 7500 cl in december, the card will be 19 months old ... I was just recently (recon) approved like 3 days ago with $1000 CL, and still waiting for the card. I was told by the OP manager and some people here to ask CLI in 6 months. I lurked around and some people did ask for CLI which was granted 2 months or even days from approval. And also I've heard som...wrote: This is true. I recently opened a PF checking and savings account. Through this process is a verification of identity which includes a SP on credit. Immediately after account opening I applied for the Gold Visa and was approved immediately and NO HP on credit. Guess this one is a freebe :-...Okay, so this is a strategic (long term) question regarding PenFed. I joined PenFed in August and applied for their Platinum Rewards card at the same time and was instantly approved for $5,000. Was hoping for more, but I'll still gladly take it. Hoping to keep this card for years and hoping to ...So the new quarterly offers supposedly went out and I received none. The latest score they pulled was Equifax 9 @ 749. I am fairy new to PenFed. Opened my PCR Jan 1 with a SL of 2500 alongside 2 auto loans totaling 65k. Utilization 3%. Only 1 baddie from 6yrs ago for $250 that I paid in full from a ...05-29-202204:15 PM. 05-29-2022. Re: PenFed Personal Line of Credit. One more DP -- yesterday, I received the required notice from PenFed, stating that they pulled EX and my then-current FICO (for the PLOC) was reporting as 801, probabaly why they offered such an attractive rate on that product. Thanks, everyone, for sharing your thoughts.Re: Penfed CLI 💳🥂🍾. It's been 6 months since I opened the account with an initial limit of $2500, so I went ahead and hit the luv button and got a $7500 increase. The maximum amount I've spent with this card is less than $100 since I've had it. Penfed can grow fast.Re: Penfed Power Cash Rewards Card CLI. Congrats on your $2.5k CLI!!! 12th statement just cut so I thought now would be the best time to request a CLI. I've been debating rather or not because I've seen some people saying Penfed has been tighting the purse, but I went ahead and took a chance on a HP. A little on the disapponited side with the ...After reading CAPTOOL's post I decided to try my luck again on a CLI on my Travel Rewards card. Just last week PenFed told me that if I wanted to increase my limit then I'd need to rob from one of my other 3 cards with them. Fully prepared to be told the same again today, I gave it a shot. After ...So called PenFed to move over my Pathfinder CL to my PCR as I am not using it as much. The rep advised me that they can now only move up to $25k on one card, meaning the highest limit on any card now is $25k. I asked when did this change because it has always been $50k and he said just a couple mo...Since I've never applied for a CLI on this card in the two years I've had it and everyone else has been having good luck with PenFed I - 6100190Jan 12, 2021 · (A CLI button on cards you already have instead of an Apply button.) But navigating to "Products and Rates" and clicking "Choose Your Product" now only has a …Well, out of sheer boredom and even knowing it would be a HP, I asked for a CLI on my PenFed PCR tonight. Card started at $6,250, and remained there until tonight. They rounded the credit limit out to an even $10,000. So a $3,750 CLI isn't bad at all. Totally worth the HP. My goal to hit $250k in TCL is now so close. $4,950 away.Re: PenFed CLI. This is true. I recently opened a PF checking and savings account. Through this process is a verification of identity which includes a SP on credit. Immediately after account opening I applied for the Gold Visa and was approved immediately and NO HP on credit. Guess this one is a freebe :-)I plan on applying for the PedFed cash back rewards card in about 4 months. I was just wondering if PedFed typically does not give CLIs automatically after a period of time with good CC habits, or if I would need to call later to do a hard inquery for a CLI. Thanks for the reply in advance. ...In them you'll find: - One forty-five caliber automatic. - Two boxes of ammunition. - Four days' concentrated emergency rations. - One drug issue containing antibiotics, morphine, vitamin pills, pep pills, sleeping pills, tranquilizer pills. - One miniature combination Russian phrase book and Bible. - One hundred dollars in rubles.how we make money. . MyFICO is a subscription credit monitoring service that helps users track their FICO credit score. In addition to FICO score updates, myFICO users also receive credit report ...Hi all, So I have had my PenFed account since May (Visa Rewards) but they only started me with a limit of $9,500 - My USAA MC is $24k and - 722570Woke up this morning and saw this I went ahead and took the CLI route for my PCR card. Finally got this message I am fired up ! This is by far my biggest limit EVER ( not counting mortages ) Thanks for stopping by to read thisLogged in to check for new statement for my PF Gold card and was stunned to find an auto CLI of $2,500 bringing the card to a $10K CL. Not sure what I did to prompt an auto increase. Been using it for the occasional balance transfer and paying 2 to 3 times minimum payment each month. Card turned 1...Hit Penfed up for a cli this morning went from $7500> $17,500. My highest limit card now, previous was $14,000 immediate hard pull. - 6515068 - 3For all Penfed card holders, how do they work CLI requests? How long should someone wait on a new account before requesting a CLI? Is - 1530120wrote: I know Penfed will only do a "hard hit" when requesting a CLI..... do they ever just grant one based on usage & credit - 6715014+$5K PenFed CLI! Received a BT promotion of 0% APR for 12 mos or 0.99% APR for 18 mos (w/ 3% transfer fee) in the mail. I've currently been actively looking for a good BT card to pay off my AOD, so I'm extra happy I don't have to add a new account to my credit age b/c NFCU did me dirty with only a $3K approval on their Platinum. OP, PenFed will use the same HP. I would go for it! You can use the same HP for a CLI on another card. 2 months ago, i was approved for the Pathfinder on the phone (HP), i asked her to use the same HP to increase my Visa Platinum (approved) and my AMEX (approved). Hi All, On Friday I applied for (and was approved for) an auto loan through PenFed.Hit Penfed up for a cli this morning went from $7500> $17,500. My highest limit card now, previous was $14,000 immediate hard pull. - 6515068 - 3I've been a member with PenFed for about 4 years and have been declined for numerous products through the years. After seeing what - 6482233 ... apply for a CLI. It'll be another hard pull, but what they've been giving lately is worth the pull. ... Take the myFICO Fitness Challenge. AZE4 - 8% Utl - New Accts: 1/6, 2/12, 5/24. Message 8 of 15 2 ...Re: Penfed Conditional Approval Question. Not sure of the answers to your questions, but congratulations. Check back when you get the answers!. 1/8/17 Discover $18300 CL- $1k SL- AU, wife. 1/26/20 AmEx Cash Magnet $35k CL, wife. 2/19/20 BB&T/Truist Rewards $11k SL- impulse application.PenFed CLI 2 days after activation! So I just got my card in the mail on Saturday 9/17. I activated it that day and started to use it. Today I called to activate my card for Apple Pay, after the CSR gets me all set up he asks if I would be interested in raising my CL. I told him that I just got the card so I wasn't sure if I should.My partner has the Penfed Promise approved for $5k I don't know (less than 6 months back) He received a spend $1000, get $100 cash back - 4345216 ... myFICO® Forums > Types of Credit > Credit Card Approvals > Penfed CLI; Options.my experience with PenFed, I had a bk7 discharge in August 2018. In July 2019 PenFed gave me a 1200 SL. July 2020 I applied for a CLI through the website application and was given a credit line of 15,000. I got a hard credit pull from that applciation for credit line increase from equifax.Got preapproved for a PenFed Personal Line of Credit for 25,000.00 so bit the bullet, applied and got it. I figured it was good to have in case of emergencies but I don't plan to use it otherwise. Also, for the first time, was able to get a Discover soft pull CLI on-line (via the "luv" button) ins...I was on the phone w them to discuss a payment and I asked about a CLI. I asked are they hard/soft inquiry and she said they are hard. I also asked do they ever do reviews for automatic increase because I've never gotten one. She said the limit will stay the same unless o request an increase. Tha...Logged in to check for new statement for my PF Gold card and was stunned to find an auto CLI of $2,500 bringing the card to a $10K CL. Not sure what I did to prompt an auto increase. Been using it for the occasional balance transfer and paying 2 to 3 times minimum payment each month. Card turned 1...Starting with Penfed in August of 2017 ($10K SL Power Rewards) and last month got an email for another $5K to open another card or add it to my existing limit. Opted to add the 5K to the same card and am sitting at $15K. My scores have went up pretty significantly since I started with them (677 t...Dec 2, 2015 · I was originally declined by PenFed for a CLI and submitted a letter of reconsideration. I was approved for a $2,000 CLI bringing it to a total CL of $5,000! Plus, I got an APR decrease without asking. The APR was decreased 6.50%, from 13.99% to 7.49%! Last Wednesday, Nov. 27th I was approved for ... I have had my two penfed cards since 2014...Amex with 15k limit and Rewards card with 5k. I have run lots of money and carried - 4594238 ... myFICO® Forums. Sign In Help. myFICO® Forums; Types of Credit; Credit Cards; Penfed CLI Advice... Options. Subscribe to RSS Feed; Mark Topic as New; Mark Topic as Read; Float this Topic for Current User;Apr 4, 2022 · closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come. Rebuilding since September 2020. who i burned - …Just applied for a CLI because I never get preapprovals from PenFed anyway on the quarterly offers. Nice bump. $7,500 to $12,500. Now - 6594101 - 2. Skip Navigation. ... Take the myFICO Fitness Challenge. AZE5 - 9% - 72 days until 4/24. Message 11 of 16 1 Kudo Reply. Jnbmom.Re: Penfed conditionally approved. I did mobile deposit! 7 day hold so on 6/22. stats are, AAoA 4 years, EQ Fico8: 841, Income 590k, utilization on cards 1%, total available credit 1.1M (including AU for 140k). Honestly I had forgotten about Penfed, and was bored at work so I decided to join again and apply.if you weren't graced with an extremely rare extremely early 0-1 month CLI from their highest bucket venture X level accounts, you'll likely have to wait the full 6 months/statements before a CLI will be granted. just keep trying every time a statement generates as it's just a SP based on their account pulls.Approved for the PenFed Gold Card. Just apped with a pre-approval offer and approved for a 11K starting limit and 15.49% APR. Im stoked because I've been wanting a credit union in my file. Credit Approval.Just approved for the card on March 25. Asked for a CLI and for approved for $1,000. It was SP so I am good with that. I will try again - 3900607 - 2So called PenFed to move over my Pathfinder CL to my PCR as I am not using it as much. The rep advised me that they can now only move up to $25k on one card, meaning the highest limit on any card now is $25k. I asked when did this change because it has always been $50k and he said just a couple mo...Hit Penfed up for a cli this morning went from $7500> $17,500. My highest limit card now, previous was $14,000 immediate hard pull. They - 6515068Since I've never applied for a CLI on this card in the two years I've had it and everyone else has been having good luck with PenFed I - 6100190 - 2 ... myFICO® Forums; Types of Credit; Credit Card Approvals; PenFed PCR CLI; Options.Oct 31, 2022 · Penfed CLI 💳🥂🍾. It's been 6 months since I opened the account with an initial limit of $2500, so I went ahead and hit the luv button and got a $7500 increase. The maximum amount I've spent with this card is less than $100 since I've had it. Penfed can grow fast. I got an email this morning with pre-approval offer of three different cards for $15k. I called and asked if I could instead apply that $15k to my current card and they agreed. What a nice surprise to move from $35k to $50k! They did say it can take 48 hours to reflect on my end otherwise I'd try t...Find out how in this article. Log in to PenFed Online. Find your credit card and click More. From the dropdown, select Request Credit Card Line Increase. Complete the application. You may not see the option in certain situations, such as if you recently opened the credit card account or are already at the card's maximum credit limit. Submitting ...Re: Penfed CLI process question. Call. The button is sometimes there, sometimes not there. When it is there, too many people report having it just spin around until it locks up, then having to call anyway. If you've had the account for at least 6 months, or 6 months since your last CLI, you're eligible. (Doesn't mean they'll approve it, but you ...Logged in to check for new statement for my PF Gold card and was stunned to find an auto CLI of $2,500 bringing the card to a $10K CL. Not sure what I did to prompt an auto increase. Been using it for the occasional balance transfer and paying 2 to 3 times minimum payment each month. Card turned 1...Re: PenFed Gold CLI. Congrats!!! That's a nice increase indeed for no usage. Agreed! I'm sure if i hadn't racked more inquiries over the last couple of months, I could have got more but this is nice padding. FICO 5 ,4, 2 - 2/2023 FICO 8 - 2/2023 FICO 9 - 2/2023 FICO 10 - 2/2023.Since I've never applied for a CLI on this card in the two years I've had it and everyone else has been having good luck with PenFed I - 6100190Re: Penfed CLI 💳🥂🍾. It's been 6 months since I opened the account with an initial limit of $2500, so I went ahead and hit the luv button and got a $7500 increase. The maximum amount I've spent with this card is less than $100 since I've had it. Penfed can grow fast.Reopened my checking account with penfed last month and got a $500 overdraft line of credit. ... Penfed Thrifty CLI hard pull? ... hp if it's within 90 days for any products so i requested a CLI on it. Got declined and also got a hp =/ Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: …So I woke up and was bored again. I am taking a Summer sabatical to spend more time with DD. But DD does not wake up until noon anymore so I started messing with my credit again. I jumped into my Penfed accpunt and saw alot of round numbers. 10K on Gold Visa 12K on a Promise card then I looked at m...I was on the phone w them to discuss a payment and I asked about a CLI. I asked are they hard/soft inquiry and she said they are hard. I also asked do they ever do reviews for automatic increase because I've never gotten one. She said the limit will stay the same unless o request an increase. Tha...So I've been trying to get an increase on my Penfed card. Been at $2000 for about 20 months and I have never gotten past that 'going - 5644509 - 3Jun 15, 2023 · I have 2 cards with penfed, When my PCR turned 1 year old right after i paid off a bt i requested a cli and got 2500 instant, 7500 - 10000. A while before that M SMART had posted that the optimum time to ask for a cli on a penfed card is after 1 year. I plan to ask for a cli on my gold card 7500 cl in december, the card will be 19 months old ... Just approved for the card on March 25. Asked for a CLI and for approved for $1,000. It was SP so I am good with that. I will try again - 3900607May 30, 2022 · Congratulations on your PenFed CLI! I asked for a CLI yesterday and PenFed increased my Power Cash from $7,500 to $20,000. I've had this card for 2 years, 4 months. My credit profile is better today, but I was declined for a CLI at year 1. My EQ8 was around 700 at that time. Hello gents and gals. I was checking my PCR as usual and saw that the "request credit line increase" link had finally appeared. I said f it and went for it. Got approved for a $4500 increase. CL is now at $6500. EQ Fico 8 as of 4/2 was 672 but Penfed EQ Fico 9 has me at 710 from 2/28. No HP notifi...PenFed Power Cash Card CLI! This is my one and only Penfed card and it just turned 6 months old a couple of days ago so I thought I would see how strong our relationship is and they showed me some love! Congratulations! Your application was approved. Your new credit limit is $17,500.00. Your previous credit limit was $7,500.00.I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 3 Penfed is just weird. I did a pre-qual in June. I didn't take it further. Their weirdness is not worth my time right now. - 6706725 - 2Re: Penfed Conditional Approval Question. Not sure of the answers to your questions, but congratulations. Check back when you get the answers!. 1/8/17 Discover $18300 CL- $1k SL- AU, wife. 1/26/20 AmEx Cash Magnet $35k CL, wife. 2/19/20 BB&T/Truist Rewards $11k SL- impulse application.I received and call from PenFed today about the survey I answered after opening a Power Cash Rewards with them on Jan 25th 2018 and being given a starter limit of 10K$. I had been a member with them since 2008 and used them for savings only. So, the nice rep said she would call me back and when ...I have two Penfed cards with starting limits of 15,000 each. Neither have ever received an auto CLI, and I've never requested one because of the hard pull. I've heard somewhere on this forum their max card exposure might be 50k total. Not sure if this is accurate. They have two other cards but I ...I have cards with nearly every major bank, and penfed and NFCU but could NEVER get disco. I got a $5k cli on my penfed platinum rewards a few weeks ago bringing that limit to $15k , so for the heck of it last night apped for the disco and they approved me for $1k (lol) but im happy to finally be on ...Re: PenFed PCR App today under review. I'm currently under review for a cli and submitted ID docs and financial statements as well. I've been with Penfed for a little over a year so my guess is, they're just being cautious. Starting FICO 8s | 06/2018: EX 601 EQ 605 TU 590.Where to watch boxing near me, Craftmatic bed remote control replacement, Radiology associates npi number, Chris brickley nba 2k23, Tarkov salewa locations, Deja vu showgirls chicago strip club photos, Thavnairian silk ffxiv, Temp tations floral lace 21 piece bakeware set, Restaurants with snow crab legs near me, When is titanium white octane coming out, Ky craigslist pets, Pack a barrel walmart, One piece film red theaters near me, Absolute dental eastern reviews
Starting with Penfed in August of 2017 ($10K SL Power Rewards) and last month got an email for another $5K to open another card or add it to my existing limit. Opted to add the 5K to the same card and am sitting at $15K. My scores have went up pretty significantly since I started with them (677 t.... Coleman cookout pellet grill reviews
cvs pharmacy covid appointmentI have hit the 6month mark with Penfed and thought I would try for a CLI, I filled in the form and it went to loan officer review which I am used to, however when I went to check the application today the status states this? PenFed Gold Visa WITHDRAWN 09/26/2018 APPLICATION BUILT IN ERROR I ne...Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.Re: PenFed PCR App today under review. I'm currently under review for a cli and submitted ID docs and financial statements as well. I've been with Penfed for a little over a year so my guess is, they're just being cautious. Starting FICO 8s | 06/2018: EX 601 EQ 605 TU 590.Re: PenFed PCR CLI from $1,500 to $25,000 - worth the HP. Congrats on a huge CLI, definitely worth the pull! As for Visa Sig thresholds, the lender can issue a Sig at basically any limit they want, and they will do it for far less than $5000 (some here had Sig cards at $500). It's good for the banks as a Sig card earns higher swipe fees.As others have stated you cannot recon the SL but can request CLI after 6 months. Message 11 of 13. 2 Kudos. Reply. KingRue8500. Valued Contributor. 05-18-2022 01:45 PM.10-18-2021 07:43 PM PenFed CLI I just tickled the luv button on the PenFed site and they doubled the limit on my Platinum card, from $5k up to $10k A little background:PenFed Power Cash Card CLI! This is my one and only Penfed card and it just turned 6 months old a couple of days ago so I thought I would see how strong our relationship is and they showed me some love! Congratulations! Your application was approved. Your new credit limit is $17,500.00. Your previous credit limit was $7,500.00.Just got the Platinum Rewards VISA Signature with $10K SL from PenFed. When is the best time to request for a CLI? Thanks. I know it's here - 5037727Thanks! I went for the new cards until I had the maximum allowed. My first one was only about a month old when I went for an additional card. I was approved. BUT I am a card collector so what worked for me may not work for you. Since my cards are no AF fee cards I went for additionals. My oldest Pen Fed Card is about 8 months old now.Re: Accepted Penfed Credit Card CLI Pre-Approval!!! I logged into the account online. They updated the status of the pre-approved application. Now it said "TRANSFERRED". I think they approved it. I don't know they approved the full amount or not. Ron. Message 25 of 32. 0 Kudos.Had to dive a little deeper into the nuances of PenFed CLI's, and received some great feedback as discussed here. Choosing between a CLI or a new account, I opted for an increase to my PCR, which is a $24,200 bump: So the new credit line is $36,200, but the jury's still out on this one. My understanding is PenFed has a 25k cap on any …Penfed PCR cli. I had the card 1 year as of yesterday 12/21/22. this is my first cli request from them. 7500 sl. cli 2500, new limit 10000. My ficos 680 - 690 range. utility about 11 pct. income 39k. I had a bt offer i used on the card for 2500 i took last spring which ends in feb, its paid down to 215. Kudos to M smart, in one of his posts a ...I have hit the 6month mark with Penfed and thought I would try for a CLI, I filled in the form and it went to loan officer review which I am used to, however when I went to check the application today the status states this? PenFed Gold Visa WITHDRAWN 09/26/2018 APPLICATION BUILT IN ERROR I ne...Feb 22, 2021 · It took some patience and willpower to keep gardening, but after 12.5 months PenFed gave me a CLI from $1000 SL to $10000. I'm so appreciative of this community! Here are the DPs: Opened a savings account and applied for Power Cash Rewards same day 2/2020, approved for $1000. (Later in the year ... Oct 6, 2023 · Find out how in this article. Log in to PenFed Online. Find your credit card and click More. From the dropdown, select Request Credit Card Line Increase. Complete the application. You may not see the option in certain situations, such as if you recently opened the credit card account or are already at the card's maximum credit limit. Submitting ... Re: PenFed PCR CLI from $1,500 to $25,000 - worth the HP. Congrats on a huge CLI, definitely worth the pull! As for Visa Sig thresholds, the lender can issue a Sig at basically any limit they want, and they will do it for far less than $5000 (some here had Sig cards at $500). It's good for the banks as a Sig card earns higher swipe fees.M-Smart mentioned in a post that a cli request with penfed is most effective 9 months to a year in. I have 2 PenFed credit cards, one has the button, one doesn't. I don't think it's meaningful, as I doubt that I could get a CLI on either. Total revolving limits 738200 (622200 reporting) FICO 8: EQ 725 TU 723 EX 700. Message 6 of 9.Apr 1, 2020 · So while I had applied and was approved for a $11,500.00 CLI on PenFed PCR Card. $33,500.00 + $11,500.00 >>>> $45,000.00 NEW - 5970114 Skip Navigation How It Works PenFed Gold CLI Instant Approval Opened card at the end of Jan the same day I joined the credit union. Today the CLI button appeared and I hit it and it messed up while processing which freaked me out but going back to the main page it showed a link to continue the request and it went through and I was instantly approved for a 2K increase on my ...Hit Penfed up for a cli this morning went from $7500> $17,500. My highest limit card now, previous was $14,000 immediate hard pull. They - 6515068Hello gents and gals. I was checking my PCR as usual and saw that the "request credit line increase" link had finally appeared. I said f it and went for it. Got approved for a $4500 increase. CL is now at $6500. EQ Fico 8 as of 4/2 was 672 but Penfed EQ Fico 9 has me at 710 from 2/28. No HP notifi...My Penfed visa signature card just aged a year now so thought of applying for another CLI request, which ended up in a hard pull and went into pending mode last night. Thought i may have wasted another credit inquiry. Called them this morning and they started verifying my report and at the end said ...I was approved for the Penfed Promise on 6/20/15 with a $3,000 SL. I know everything that you apply for during the 2-3 month approval results in SPs from the orignal HP. There is a CLI request button next to the Promise card I have on the "products & rates" tab. I was wondering when I should take ad...About every 6 mos or so, I pop out of the gardening abyss and re-haul my credit w/ CLI's & APR reductions. Majority of these are done through SP's, but I bit the bullet on PenFed and authorized a HP. Got a notification on my EQ only. Last time I looked, it was sitting around 787. Instant approval. From $10K --> $20K.I waited 1 year on my PCR and got a cli for 2500, 7500 - 10k, ymmv. As far as the 2nd card SJ might be right, I applied for my 2nd Penfed cc the Gold 8 months after I was approved for the PCR and was approved for a 7500 sl, so I was approved for the 2nd card 4 months before the cli on the first cc, ymmv. { BK7 DC 12/2019 } target 1300/ kohls ...Re: Penfed CLI 💳🥂🍾. It's been 6 months since I opened the account with an initial limit of $2500, so I went ahead and hit the luv button and got a $7500 increase. The maximum amount I've spent with this card is less than $100 since I've had it. Penfed can grow fast.Just approved for the card on March 25. Asked for a CLI and for approved for $1,000. It was SP so I am good with that. I will try again - 3900607May 30, 2022 · Congratulations on your PenFed CLI! I asked for a CLI yesterday and PenFed increased my Power Cash from $7,500 to $20,000. I've had this card for 2 years, …6 months is the eligibility threshold for CLI's with PenFed. The appearance of the link IN NO WAY is a determining factor for likelihood of a an approval. As others stated, it will be a HP and based on the notes above...you way want to pause. Lastly, the MAX CL on the PenFed Gold card is $15,000. This limit was put in place a little over a year ...Approved for the PenFed Gold Card. Just apped with a pre-approval offer and approved for a 11K starting limit and 15.49% APR. Im stoked because I've been wanting a credit union in my file. Credit Approval.Used the same credit pull from 2 days back and asked for cli on my power cash rewards card as well. Was hoping they may ask me to now reallocate credit limits since i was just given a CLI and a card approval from them yesterday. The application went into pending mode and called in this morning. Afte...I was approved for the Penfed Promise on 6/20/15 with a $3,000 SL. I know everything that you apply for during the 2-3 month approval results in SPs from the orignal HP. There is a CLI request button next to the Promise card I have on the "products & rates" tab. I was wondering when I should take ad...Re: Penfed CLI Declined. I always had a positive experience with Penfed. They were my first credit card after bk with high credit limit. My SL with them was $17,500 and I used the card a lot. After 6 months credit limit was increased to $25K with hard pull. I applied for second card and instantly approved for $12,500.Capital One: Platinum MC - CL: $600 (they won't give me a CLI); Credit One: 2 cards with $1,500 & $2,200 CL Prosper: $1,400 Goal Cards: Chase Sapphire, WF Autograph and PenFed Platinum Rewards Car Loans: 1 loan. Car: 2023 Audi A4 SLine Paid off: VW Financial Services: 2020 Jetta Exeter Finance: 2015 JettaI got my PCR Visa with PenFed this past November 2020. Put a decent amount of spend on it every month (+/-$1k) and I PIF every month. My SL/Current Limit is $12k, so I thought I'd try for a CLI. Current UTI is 5% across all cards, my EQ 9 score is 786. I applied for a CLI yesterday and got only $3k....Hello gents and gals. I was checking my PCR as usual and saw that the "request credit line increase" link had finally appeared. I said f it and went for it. Got approved for a $4500 increase. CL is now at $6500. EQ Fico 8 as of 4/2 was 672 but Penfed EQ Fico 9 has me at 710 from 2/28. No HP notifi...Congratulations on DC's PenFed CLI! Current Cards (in order of approval): Current FICO 8 | 9: Credit Age: Inquiries (6/12/24): Banks & CUs: Message 6 of 12 1 Kudo raisemysc0re. Established Contributor ... All FICO ® Score products made available on myFICO.com include a FICO ...so it's still within the grace period of the original HP so this one is still using that one. Thought it couldn't hurt. Might as well. - 4421047 - 2Okay -- so PenFed has been a thorn in my side since day 1. I was approved for the PCR with an SL of $3K in Oct. - 5863099 - 2. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; Log In Log Out; ... myFICO® Forums ...Just for grins I also asked for a CLI on my Gold sock drawer card and got another quick denial. PenFed pulls Equifax and looks at FICO 9 (Classic). My Eq9 was 772 on Aug 1, when I pulled my reports. If they send me something saying what it was the moment they pulled it, I'll edit this post to include it. New accounts 8/24, 3/12, 1/6Applied for Penfed Sig Rewards 2 week ago and was approved with a $5K SL and denied a PLOC. Decided to apply for CLI as they will soft - 4270505 - 2Penfed CLI Declined. Today I decided to try for a CLI on my Penfed PowerCash Card. First I did the prequlify just to give me a gauge. It came back preapproved for a new card at 20K so I took the pull and went thru with it and it came back declined. I contacted them and they told me it was for number of accounts and utilization of accounts.Re: PenFed CLI Denied! 😞😠. Not sure what you make or your scores or your DTI ratio either all that is considered among other things with PenFed.. One thing is for sure is PenFed has tightened up on their approvals/clis recently. NFCU Platinum 50k | NFCU More Rewards 30k | BofA Merrill+ 45k | BofA Premium Rewards 25k | Affinity FCU Cash ...This question is about the PenFed Power Cash Rewards Visa Signature® Card @CLoop • 10/27/22 This answer was first published on 10/27/22. For the most current information about a financial product, you should always check and confirm accurac...I opend the PenFed Platinum Rewards with a 5k line in October. My current score with them is 736 (11/28 is the pull date) I attempted a CLI on 1/25 and was denied with the statement that they wanted to see more history with them. This morning I was bored and was browsing the product section and when...Is a CLI through PenFed a HP if they put in "My Offers" section? First time seeing this so I wanted to hear from those that have been with them longer. FICO 5 ,4, 2 - 5/2023 FICO 8 - 6/2023 FICO 9 - 5/2023 FICO 10 - 5/2023. Credit & loan qualification. Message 1 of 3.Just approved for the card on March 25. Asked for a CLI and for approved for $1,000. It was SP so I am good with that. I will try again - 3900607 - 2Approved for the PenFed Gold Card. Just apped with a pre-approval offer and approved for a 11K starting limit and 15.49% APR. Im stoked because I've been wanting a credit union in my file. Credit Approval.Wondering if this has happened to anyone. I accepted a Q4 offer for a CLI on my Promise VISA. It took it from $10,500 to $35,400. Now it took almost a week to reflect my new limit and several phone calls, with one of the reps saying they were trying to add the CLI to a card I didn't have instead of ...So, here is my question i have a PenFed card which i just applied for, got the "further review" message and was then approved automatically 5 mins later. Today I started thinking whether i may be able to have the line increased since they use the same HP for 30 days. I called the number on the ...Ok im in one of those moments we all come across sometimes in this zany credit world. Perhaps someone will talk me off the proverbial ledge, though it may be too late (youll know why by the end of baby rant ,lol) So since im in process of having my Equifax issues fixed once and forall, i figure whi...Hi, i just got the Penfed powercash and the Platinum card with $10 SL. When Can I request a CLI and can I request a CLI for both cards - 6543204 - 2Ok im in one of those moments we all come across sometimes in this zany credit world. Perhaps someone will talk me off the proverbial ledge, though it may be too late (youll know why by the end of baby rant ,lol) So since im in process of having my Equifax issues fixed once and forall, i figure whi...filled out the cli request form 3 days ago, and it's still pending without a decision. Should I cancel and re-submit? - 3995353So while I had applied and was approved for a $11,500.00 CLI on PenFed PCR Card. $33,500.00 + $11,500.00 >>>> $45,000.00 NEW - 5970114 Skip Navigation How It WorksRe: PenFed CLI. Unfortunately, they no longer merge or combine accounts. Getting to $25K might take some time all things considered and profile-dependent. Since your first card appears to have started a bit on the low end, I would give things time. Potentially, you can ask for a CLI since your card is ~6 months (personally I'd wait …Applied for Penfed Sig Rewards 2 week ago and was approved with a $5K SL and denied a PLOC. Decided to apply for CLI as they will soft - 4270505 - 2Penfed CLI Declined. Today I decided to try for a CLI on my Penfed PowerCash Card. First I did the prequlify just to give me a gauge. It came back preapproved for a new card at 20K so I took the pull and went thru with it and it came back declined. I contacted them and they told me it was for number of accounts and utilization of accounts.Capital One: Platinum MC - CL: $600 (they won't give me a CLI); Credit One: 2 cards with $1,500 & $2,200 CL Prosper: $1,400 Goal Cards: Chase Sapphire, WF Autograph and PenFed Platinum Rewards Car Loans: 0 loans. Paid off: VW Financial Services: 2020 Jetta Exeter Finance: 2015 Jetta Car Goal: A nice car in a few months.All FICO ® Score products made available on myFICO.com include a FICO ...Yes it's a HP unfortunately from EQ. So after a year I finally saw a link for Request for Credit Line Increase and click on it. Fill out all the info they are asking. Auto Approved for another 10K. Total Credit Limit is now 17.5k. I used this card for Costco and was carrying a balance as well. .... 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